Fixed rate home loans rise and fall in popularity as market conditions change. As variable interest rates start to rise most consumers seek the comfort of a fixed rate to immunise themselves against increasing loan repayments. Whilst fixed rates will always have a place in the home loan market there can be a sting in the tail if you do not do your homework. Let's look at some of the facts about fixed-rate home loans so you can decide whether they will suit your circumstances or not.

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